google-site-verification=2GeE3Sz4UudnlqvBff0NG8dPnRrz0y9xE4vH0HwPrm4 Geetanjali Home State | Best Real Estate Company in Gurgaon: Banks widen home loan spreads to save margins

Sunday, August 17, 2025

Banks widen home loan spreads to save margins

To safeguard their profitability, SBI and Union Bank of India are increasing home loan spreads despite falling policy rates. This reverses the trend of passing rate cuts to new borrowers, as banks grapple with sticky deposit costs. Public sector lenders, previously focused on market share, are now prioritizing sustainable returns, signaling a potential shift in the home loan market.

from Top Real Estate News | Latest Realty & Real Estate Industry Information and Updates: ET Realty : ETRealty.com https://ift.tt/tmZd2vs
via IFTTT

No comments:

Post a Comment

Banks widen home loan spreads to save margins

To safeguard their profitability, SBI and Union Bank of India are increasing home loan spreads despite falling policy rates. This reverses t...